Credit
History Check
Evaluate financial reliability, loan behavior, and credit scores. Make secure decisions for hiring, lending, or tenancy.
Assess Financial Reliability
Credit History Check Service provides a complete financial background profile of an individual by evaluating their credit score, loan repayment behaviour, credit card usage, EMIs, defaults, and overall financial reliability.
It is essential for organizations and individuals who want to make secure decisions while hiring, approving a loan, offering a rental property, or providing credit-based services.
Service Features / What’s Included
| Service Feature | Description |
|---|---|
|
Credit Score Check |
Fetches official credit score from recognised credit bureaus |
|
Loan Repayment History |
Review of past & active loan payment behaviour |
|
Credit Card Usage |
Analysis of bill payments, overdue, and outstanding |
|
Default / Settlement Records |
Identification of written-off, settled, or overdue loans |
|
EMI & Borrowing Pattern |
Monthly EMI discipline and borrowing frequency |
|
Fraud Financial Activity Check |
Flags suspicious identity-linked financial activity |
|
Credit Enquiry History |
Tracks number of recent credit applications |
|
Identity Link Verification |
Matches credit records with PAN / Aadhaar details |
What We Verify
- Credit Score from authorised bureaus
- Loan and mortgage repayment behaviour
- Default or write-off remarks linked to applicant
- EMI delays or heavy credit dependence
Why This Verification Matters
Employee Integrity
Screens candidates with financial irresponsibility
Tenant Verification
Identifies tenants with frequent default patterns.
Credit Safety
Prevents issuing loans to high-risk applicants.
Partner Reliability
Avoids relationships with unreliable partners.
Key Benefits
Reduces financial & operational risk
Supports secure hiring, lending, and leasing decisions
Helps detect fraudulent or suspicious applicants
Builds safe and compliant onboarding processes
Ensures peace of mind and business security
Industries We Serve
Employers / Corporates
Banking & NBFCs
Real Estate Owners
FinTech Platforms
Automobile Finance
Credit Card Issuers
Insurance & Telecom
BNPL Businesses
- PAN India Availability
Priya Security Services provides validated reports from registered credit bureaus across India with quick turnaround time.
Frequently Asked Questions
No. This is a soft enquiry and does not impact the score.
PAN Card is mandatory. Aadhaar or mobile number may be required if needed by the bureau.
Typically within 24 – 48 hours.
Yes, enterprise and bulk verification support is available.